Verify Your Insurance
Fill out the confidential form and our admissions team will verify your benefits, break down any out-of-pocket costs and answer your questions before anything moves forward.
The process is free, takes only a few minutes and carries no commitment. We’ll check your coverage details directly with your insurance provider so you know exactly what to expect before entering a program.
One of our specialists will be in touch shortly to walk you through your options and next steps toward care.
Check if your insurance will cover the cost of addiction and mental health treatment.
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What to have ready when you verify insurance for rehab
When you verify insurance for rehab in Georgia, a few details make the check faster and more accurate. Gather what you can before you start, and leave a field blank if you do not have it.
- Your insurance card. The front and back both matter. The back often lists a separate behavioral health phone number.
- Member ID and group number. These identify your specific plan. Two people with the same insurer can have very different benefits.
- Policyholder details. If the plan is through a spouse or parent, have that person’s name and date of birth.
- Any second plan. If you have coverage through two plans, share both so the correct order of benefits can be checked.
What happens after you submit the form
After you submit, a member of our admissions team contacts your plan to review your behavioral health benefits. They then reach out to explain what they found in plain language and answer your questions.
The next step is usually a confidential conversation about your substance use, mental health and current needs. This helps determine which level of care fits, whether that is PHP, IOP or standard outpatient treatment. If you are unsure where to begin, our short quiz on what level of care you need can help frame that conversation.
What insurance verification can and cannot tell you
A benefits check gives you useful information, but it is not a final answer from your insurer.
- What it can show. Network status, your deductible and how much has been met, copayments or coinsurance, out-of-pocket maximums and whether prior authorization is required.
- What it cannot guarantee. Authorization and payment decisions are made by your plan after clinical review and claims processing. Benefits can also change if your plan changes.
Network status has a large effect on cost, and our guide to in-network vs out-of-network rehab explains why. You can also read how specific plans tend to work, including Aetna rehab coverage, Cigna rehab coverage and United Healthcare addiction treatment coverage. If you do not have insurance or prefer not to use it, see our page on self-pay rehab.
If you would rather talk it through, call our admissions team at (470) 470-5697.
Frequently asked questions
Will verifying my insurance raise my premium or notify my employer?
No. A benefits check is a routine inquiry between a provider and your health plan, and it does not change your premium. Federal privacy rules limit how health plans share your health information, including with employers. If your coverage comes through work, your employer does not receive details about an individual benefits check for treatment.
Can I verify insurance for a family member?
Yes. You can start the process for a spouse, adult child or other loved one using their insurance information. It helps to have their member ID, group number and date of birth, plus the policyholder’s details if the plan is in someone else’s name. Your loved one will need to be involved in the assessment and any decisions about their own treatment.
What if my insurance does not cover treatment at Lanier?
You still have options. Some plans include out-of-network benefits that pay part of the cost. Others may cover care at a different program, and our team can talk through what fits your needs. Self-pay is another path for people who want to start without relying on insurance. Ask for cost information in writing so you can compare clearly.
Is insurance verification the same as prior authorization?
No. Verification confirms what your plan includes, such as network status and cost sharing. Prior authorization is a separate request where the provider sends clinical information to your plan asking it to approve a specific level of care. Many plans require authorization for PHP and IOP, and it usually happens after the assessment.